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Utility Warehouse Cashback Card: A Simple Way to Save More

UW cashback card discounts on utility bills

UW cashback for discounts on all your shopping!

The Utility Warehouse (UW) Cashback Card is one of the most rewarding tools available for helping households save money — without changing where or how they shop. It’s designed to turn everyday spending into real savings that are automatically taken off your monthly UW (utility) bill.

With over 450,000 active cardholders and more than £12.3 million paid out annually in cashback, it’s a proven way to stretch your budget further.

How It Works

The UW Cashback Card is a pre-paid Mastercard that allows UW customers to earn cashback on their everyday purchases. It can be used both online and in-store, just like any other payment card.

  • Up to 10% cashback at UW’s network of retail partners

  • 1% cashback on all other spending (subject to caps)

  • Cashback is deducted directly from your UW monthly bill

  • No change in shopping habits required — just shop as usual

You can also add your Cashback Card to Apple Pay or Google Pay, making it even easier to earn while you spend.

Save Money with Cashback

Why Customers Love the Cashback Card

  • Real Savings: On average, top Cashback Card users earn £461 per year off their bills

  • Simplicity: Spend as normal, earn cashback automatically

  • Wide Acceptance: Use it anywhere Mastercard is accepted, including abroad

  • Instant Impact: Cashback comes straight off your UW bill — no waiting, no vouchers

  • Flexible Top-Ups: Instant bank transfer now available, with no top-up fees

And because cashback is applied to essential services like energy, broadband, mobile, and insurance, every pound saved makes a real difference.

“It’s one of the simplest ways I know to help customers save money every single month — with no extra effort.” — Jeremy Tromans

Where You Can Earn Cashback

UW’s retail partner network includes some of the UK’s most popular brands:

  • Groceries: Sainsbury’s, Iceland

  • Home & DIY: B&Q, IKEA, Argos

  • Health & Beauty: Boots, Superdrug

  • Fashion: Primark, New Look

  • Dining & Leisure: Pizza Express, Caffè Nero, Subway, Cineworld, Odeon, Vue, Everyman Cinemas

Most partner retailers offer 5–10% cashback, and the rest of your spending still earns 1% (subject to service bundle caps).

Latest Offer: Free for 3 Months ✨ (Limited-Time Promotion)

From 28 April to 31 July 2025, new and existing customers can get a UW Cashback Card with:

  • £0 application fee

  • £0 monthly card fee for the first 3 months

This is an easy way to try out the Cashback Card risk-free — and a fantastic incentive to introduce new customers to UW.

Free UW cashback three month trial

“Being able to offer this card free for three months makes it a no-brainer. It opens doors, starts conversations, and leads to real savings.” — Jeremy Tromans

Why It Helps Retain Customers

The Cashback Card doesn’t just save customers money — it keeps them with UW. Once people start earning cashback toward their essential services, they’re less likely to switch, and why would they?

Retailer icons showing cashback amounts

FAQs About the UW Cashback Card

The UW Cashback Card is a powerful way to reduce your household bills through everyday spending. With up to 10% cashback at top UK retailers and 1% everywhere else, customers can earn hundreds in savings each year — automatically applied to their UW bill. With no fees for the first three months (limited time), it’s the perfect time to try one of the UK’s most rewarding cashback cards.  

Thinking about trying the UW Cashback Card or recommending it to someone? Now’s the perfect time. Try it free for three months and see how much you could save. [Get started]

This article covers: Utility Warehouse cashback, cashback card benefits, earn cashback shopping, reduce household bills, UW partner card, cashback utility bills, UW rewards card, save with cashback, smart spending card, and UK cashback card 2025.

“It’s not just a perk. It’s a powerful retention tool that builds loyalty and reinforces the value of being a UW customer.” — Jeremy Tromans

£1 million cashback announcement visual